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With advances in medical care more and more people now survive illnesses once thought to be fatal. Many people will go on to lead a relatively normal life, but they may not enjoy the same mobility or good health that they did.
Often big changes have to be made and this can affect their ability to earn the salary they did before.
Critical Illness Cover provides you with a lump sum or a monthly income, making it easier to cope financially when you need to concentrate on getting well.
Critical Illness Cover can be taken out on its own:
Or alternatively with life cover:
- Life or Critical Illness Cover
Your choices
The choices you make will depend on your own circumstances. You can choose to have the cover paid in any of the following ways:
- A level lump sum
- An increasing lump sum
- A decreasing lump sum
- A level monthly income
- An increasing monthly income
You can also choose who is covered
- Just yourself
- Just your partner
- Both you and your partner - (one potential payouts)
- Both you and your partner - (two potential payouts)
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