::: ChoiceMortgagesUK ::: Mortgage payment protection

Why Choicemortgages UK Ltd

Your mortgage is probably the largest, most important financial commitment you’ll make. With this in mind, you need to be certain that you will have funds available if you become unemployed or are unable to work due to an accident or illness (also known as disability) and cannot meet your monthly repayments.

The amount of cover depends on your mortgage repayment but you can choose when the cover starts to be paid. This is known as a deferred period and is normally 30 or 60 days.

The benefit is normally paid for a maximum of 12 or 24 months, or until you return to work, whichever is sooner.

Your Choices
The choices you make will depend on your own circumstances. You can choose who is covered;

Just yourself
Just your partner
Both you and your partner (the cover is split between you)

Choicemortgages Uk Ltd is Registered in England. Company Registration No 3770605.
11 Market Street, Whittlesey, PE7 1BA
Choicemortgages UK Ltd is Authorised and Regulated by the Financial Services Authority. Registration Number 300688.

Your home may be repossessed if you do not keep up repayments on your mortgage. Written quotations available on request.

There will be a fee for mortgage advice. The amount will depend upon your circumstances, but we estimate for a standard mortgage it will be £95. You have the option to pay us a fee and receive any commission which we are paid by the lender.
If you choose this option we estimate that the fee will be £750.

For more information: http://www.moneymadeclear.fsa.gov.uk/home.html