Personal Possessions is a valuable extension to contents cover and insures clothing, baggage and articles of personal use which are normally carried by you and/or your family away from your home. This includes cover for jewellery, spectacles, binoculars and telescopes, mobile telephones, keys, pedal cycles, sports equipment and cameras. They are covered anywhere in the world, however, this is not an alternative for proper travel insurance.

Normally this does not include any item used for your trade or profession.

You can add Personal Possessions cover for an additional cost. You may also decide to specify valuable items such as jewellery, gold and silver articles, furs, clocks, watches, pictures, works of art, collections of stamps. Medals and coins. The insurance company will normally require a receipt or valuation for these items in the event of a claim.

For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.